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  • Investments and Tax Planning Advice

    TAKE CONTROL
    OF YOUR PENSIONAND LOOK FORWARD TO YOUR RETIREMENT

  • Pension Advice in Scotland

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    OF YOUR PENSIONAND LOOK FORWARD TO YOUR RETIREMENT

  • Independent Financial Advisers Glasgow

    TAKE CONTROL
    OF YOUR PENSIONAND LOOK FORWARD TO YOUR RETIREMENT

  • Pension Advice in Glasgow

    TAKE CONTROL
    OF YOUR PENSIONAND LOOK FORWARD TO YOUR RETIREMENT

  • Scottish Pension Advisers

    TAKE CONTROL
    OF YOUR PENSIONAND LOOK FORWARD TO YOUR RETIREMENT

Pension Transfer

Don’t leave your retirement to chance. If you have a Private Pension then speak to Scottish Pensions and we’ll arrange a  free assessment from an Independent Financial Adviser.

So often the advisers hear that their customers have not checked their statements or compared their pension’s performance since they took out the plan.

Pension holders assume that because they were making regular contributions, their plans did not need looked at again. No so, all private plans are unique and depending on who the provider is, what their annual charges are or how the plan was set up, the difference between the returns can be staggering.

For example, if you had £100,000 in your pension fund in 2003 and made no further contributions the difference between the best and worst performing fund would have been about £187,000.

Here is an illustration of the best and worst performing pensions between 2003 and 2013:

Best:
£100,000 grew by an average of 11% on average annually growing to £282,000 by the end of 2013.

Worst:
£100,000 shrunk by an average 0.35% a year to £95,000 by the end of 2013.

What would this mean for your retirement income?
The difference this would have meant that a man in good health buying an annuity worth £282,000 at age 65 would have an income around £17,000 a year or £1,400 a month*

On the other hand, a man at age 65 buying an Annuity with £95,000 would only get around £5,000 a year or £400 a month*

If you would like to speak with a Financial Adviser about reviewing or possibly transferring your pension then call Scottish Financial Advisers to arrange a free consultation with an Independent Financial Adviser. Our panel of advisers work right across the length and breadth of Scotland advising and guiding individuals on the best Pension options that would best suit their circumstances.

For a Free Consultation just complete our online enquiry form or Telephone 0141 465 1909.

Lines are open – Mondaßy to Friday: 8.30am – 7pm



 

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